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Business introduction

BUSINESS

Core model Special products Service platform
Core model

Park insurance


"Park insurance" financial service mode is a financial service carrier built by Jiangsu SINOSURE group to serve the park, service entity, service industry and highlight the policy attribute. The overall goal of the "Park insurance" financial service mode is: relying on the park, supporting the park with service, closely surrounding the park demand, giving full play to the group's credit, information, channel and capital advantages, integrating internal and external resources, taking advantage of the situation, providing comprehensive financial solutions for the park construction and enterprises in the whole province, and contributing to the real economy and industrial development of Jiangsu Province, Build a new financial service brand of Jiangsu SINOSURE group.


Micro loan

"Small and micro loan" is a special inclusive loan product led by Jiangsu Provincial Department of Finance and jointly established by Jiangsu credit insurance group, cooperative banks and guarantee institutions. "Small and micro loan" innovates the mode of bank insurance sharing led by finance. It has the characteristics of excellent risk sharing mechanism, low access threshold, low interest rate, mortgage free, premium free, high efficiency, and wide coverage. The maximum credit line of a single household can reach 10 million yuan, which provides a new solution to solve the financing problems of small and micro enterprises and effectively promote the development of small and micro enterprises in the whole province.



"Total vs. total" of Yindan

The "head to head" product of bancassurance is led by the national financing guarantee fund, which signs a "total to total" agreement with the head offices of banks, re guarantee institutions and guarantee institutions. The bank is responsible for screening customers and guarantee institutions provide batch guarantee through the mode of agreeing loan conditions in advance, locking guarantee compensation upper limit and sharing risks among four parties, It has the characteristics of low access threshold, wide coverage, low interest rate and mortgage free.